Sample report · fictional association and homeowner

4 problems found in a $100 parking fine

This is the unedited output of the $39 dispute package for a sample Texas notice. The association and homeowner are fictional; the analysis is exactly what the service produced for these documents.

What the notice said

Association
Oak Hills HOA
Alleged violation
Parking violation — overnight street parking
Fine
$100
Deadline
You have 10 days to cure the violation.
View the original notice (.pdf)

What the review found

  • Hearing rights disclosedThe statute grants a hearing right; the notice does not mention it.
  • CC&R notice-and-cure procedureThe notice gives 10 days but the CC&Rs require at least 14 days.
  • CC&R hearing procedureThe CC&Rs provide the hearing procedure "Owner may request a hearing before the Board within 30 days of notice, with a reasonable opportunity to be heard", but the notice does not mention it.
  • Fine schedule conformityThe notice imposes a $100 fine, which exceeds the largest CC&R fine of $50.

The full report

Sample dispute package

Everything below is what a buyer receives: findings, the response letter, and the downloadable files.

Findings at a glance

  • Verified: 1
  • Misquoted: 0
  • Not found: 0
  • Ambiguous: 0
  • Process violations: 4

HOA Dispute Package

Case ID: sample-oak-hills

Association: Oak Hills HOA

State: TX

Generated: 2026-09-23T13:58:03.540417+00:00

Rule Verification

Cited sectionVerdictActual text
Section 4.2 of the community CC&Rsverified"No vehicle shall be parked overnight on any street within the community. Violations are subject<br> to a fine of up to $50 per occurrence after written notice." (pp. 2-2)

Verdict legend: `verified` means the cited section was found and supports the notice's claim; `misquoted` means the cited section was found, but the notice does not state it accurately; `not_found` means the cited section could not be located in the supplied documents; `ambiguous` means the available text does not permit a confident determination.

Procedural Audit

RequirementSource and citationStatusDetail
Written notice before finestatute — Tex. Prop. Code ch. 209followedA written notice is available for review before any fine is imposed.
Hearing rights disclosedstatute — Tex. Prop. Code § 209.006(b)(2)(B) — the notice must inform the owner that the owner "may request a hearing under Section 209.007 on or before the 30th day after the date the notice was mailed to the owner." Under § 209.007(a), "[e]xcept as provided by Subsection (d) and only if the owner is entitled to an opportunity to cure the violation, the owner has the right to submit a written request for a hearing to discuss and verify facts and resolve the matter in issue before the board" — the hearing is before the board itself, not a committee. Under § 209.007(c), "[t]he association shall hold a hearing under this section not later than the 30th day after the date the board receives the owner's request for a hearing and shall notify the owner of the date, time, and place of the hearing not later than the 10th day before the date of the hearing. The board or the owner may request a postponement, and, if requested, a postponement shall be granted for a period of not more than 10 days." The former § 209.007(b), which permitted the hearing to be held before a board-appointed committee, was repealed by Acts 2021, 87th Leg., R.S., Ch. 951 (S.B. 1588), Sec. 22(2), eff. September 1, 2021.violatedThe statute grants a hearing right; the notice does not mention it (Tex. Prop. Code § 209.006(b)(2)(B) — the notice must inform the owner that the owner "may request a hearing under Section 209.007 on or before the 30th day after the date the notice was mailed to the owner." Under § 209.007(a), "[e]xcept as provided by Subsection (d) and only if the owner is entitled to an opportunity to cure the violation, the owner has the right to submit a written request for a hearing to discuss and verify facts and resolve the matter in issue before the board" — the hearing is before the board itself, not a committee. Under § 209.007(c), "[t]he association shall hold a hearing under this section not later than the 30th day after the date the board receives the owner's request for a hearing and shall notify the owner of the date, time, and place of the hearing not later than the 10th day before the date of the hearing. The board or the owner may request a postponement, and, if requested, a postponement shall be granted for a period of not more than 10 days." The former § 209.007(b), which permitted the hearing to be held before a board-appointed committee, was repealed by Acts 2021, 87th Leg., R.S., Ch. 951 (S.B. 1588), Sec. 22(2), eff. September 1, 2021).
CC&R notice-and-cure procedureccr — p. 3: "The Association shall give the Owner written notice and fourteen (14) days to cure before any fine is levied."violatedThe notice gives 10 days but the CC&Rs require at least 14 days.
CC&R hearing procedureccr — p. 3: "An Owner may request a hearing before the Board within thirty (30) days of notice."violatedThe CC&Rs provide the hearing procedure "Owner may request a hearing before the Board within 30 days of notice, with a reasonable opportunity to be heard", but the notice does not mention it.
Fine schedule conformityccr — p. 3: "Any fine must be reasonable and consistent with an adopted schedule."violatedThe notice imposes a $100 fine, which exceeds the largest CC&R fine of $50.

Defenses Worth Considering

Selective enforcement

  • Question: Are other homes in your community doing the same thing without being cited?
  • Evidence needed: dated photos of comparable violations at other properties.
  • Rationale: Overnight street parking is a condition that commonly recurs across a neighborhood, and the file contains no information about whether other vehicles were parked on the street during the same window or whether those owners received notices. Dated overnight photos of other parked vehicles on the same streets would show how consistently Section 4.2 is enforced.

Vague or ambiguous rule

  • Question: Does the cited rule actually describe your situation, or is it being stretched?
  • Evidence needed: the rule text itself (auto-attached from citation checks).
  • Rationale: The citation check confirms Section 4.2 addresses overnight street parking, but the facts do not show whether the section defines the hours that constitute "overnight" or whether the observed 11:30 p.m.–6:15 a.m. span falls inside that definition. The full text would also show whether the section reaches public streets or only association-controlled roadways.

Your Letter

Subject: Response to Violation Notice — Vehicle Parked Overnight on the Street; Request for Records and Hearing

Tex. Prop. Code ch. 209 · Tex. Prop. Code § 209.006(b)(2)(B) · Tex. Prop. Code § 209.007 · Tex. Prop. Code § 209.007(a) · Tex. Prop. Code § 209.007(c) · Former Tex. Prop. Code § 209.007(b), repealed by Acts 2021, 87th Leg., R.S., Ch. 951 (S.B. 1588), Sec. 22(2), eff. September 1, 2021 · CC&Rs p. 3 — "The Association shall give the Owner written notice and fourteen (14) days to cure before any fine is levied." · CC&Rs p. 3 — "An Owner may request a hearing before the Board within thirty (30) days of notice." · CC&Rs p. 3 — "Any fine must be reasonable and consistent with an adopted schedule."

Dear Members of the Board:

I am writing in response to the violation notice I received from Oak Hills HOA, which states that the Association observed my vehicle parked overnight on the street, and that the vehicle was present between 11:30 p.m. and 6:15 a.m. I appreciate the Board's attention to community standards, and I am writing to identify several points in the notice that I would ask the Board to address before any fine is assessed or collected.

First, the notice does not mention my right to request a hearing. Tex. Prop. Code § 209.006(b)(2)(B) provides that the notice must inform the owner that the owner "may request a hearing under Section 209.007 on or before the 30th day after the date the notice was mailed to the owner." Under § 209.007(a), "[e]xcept as provided by Subsection (d) and only if the owner is entitled to an opportunity to cure the violation, the owner has the right to submit a written request for a hearing to discuss and verify facts and resolve the matter in issue before the board" — the hearing is before the board itself, not a committee. Under § 209.007(c), "[t]he association shall hold a hearing under this section not later than the 30th day after the date the board receives the owner's request for a hearing and shall notify the owner of the date, time, and place of the hearing not later than the 10th day before the date of the hearing. The board or the owner may request a postponement, and, if requested, a postponement shall be granted for a period of not more than 10 days." I would note that the former § 209.007(b), which permitted the hearing to be held before a board-appointed committee, was repealed by Acts 2021, 87th Leg., R.S., Ch. 951 (S.B. 1588), Sec. 22(2), eff. September 1, 2021. The statute grants a hearing right, and the notice does not mention it.

Second, the cure period stated in the notice does not match the period set out in the governing documents. The CC&Rs provide at p. 3: "The Association shall give the Owner written notice and fourteen (14) days to cure before any fine is levied." The notice gives 10 days, but the CC&Rs require at least 14 days. I ask the Board to confirm the cure period that applies to this notice and to correct the period stated if appropriate.

Third, the notice does not describe the hearing procedure contained in the governing documents. The CC&Rs provide at p. 3: "An Owner may request a hearing before the Board within thirty (30) days of notice." The CC&Rs provide the hearing procedure — "Owner may request a hearing before the Board within 30 days of notice, with a reasonable opportunity to be heard" — but the notice does not mention it.

Fourth, the fine amount stated in the notice does not appear to correspond to an adopted schedule. The CC&Rs provide at p. 3: "Any fine must be reasonable and consistent with an adopted schedule." The notice imposes a $100 fine, which exceeds the largest CC&R fine of $50. I ask the Board to identify the adopted schedule relied upon and the line item that supports the amount assessed.

In connection with the above, and consistent with Tex. Prop. Code ch. 209, I request copies of the following records relevant to this notice: the currently adopted fine schedule and the minutes or resolution adopting it; the Association's written policy or procedures for notices, cure periods, and hearings; the inspection or observation records, photographs, logs, and any complaint relating to the vehicle observation described in the notice, including the date and time of observation; the mailing record for the notice; the provision of the governing documents and any parking rule relied upon; and my account ledger showing any charges assessed in connection with this matter.

I also request a hearing before the Board under Tex. Prop. Code § 209.007 and under the hearing procedure set out at p. 3 of the CC&Rs. Please notify me of the date, time, and place of the hearing in accordance with § 209.007(c).

Finally, in light of the points above, I ask that the Board withdraw the notice, or alternatively provide written clarification of the applicable cure period, the hearing procedure, and the basis for the fine amount, and reissue a corrected notice.

Thank you for your time and consideration. I can be reached at the contact information on file and am glad to provide any additional information the Board may need.

Respectfully,

Homeowner

Timeline & Next Steps

  • Hearing request deadline: Confirm the hearing-request deadline immediately and submit the request within the applicable window. Source: Tex. Prop. Code § 209.006(b)(2)(B) — the notice must inform the owner that the owner "may request a hearing under Section 209.007 on or before the 30th day after the date the notice was mailed to the owner." Under § 209.007(a), "[e]xcept as provided by Subsection (d) and only if the owner is entitled to an opportunity to cure the violation, the owner has the right to submit a written request for a hearing to discuss and verify facts and resolve the matter in issue before the board" — the hearing is before the board itself, not a committee. Under § 209.007(c), "[t]he association shall hold a hearing under this section not later than the 30th day after the date the board receives the owner's request for a hearing and shall notify the owner of the date, time, and place of the hearing not later than the 10th day before the date of the hearing. The board or the owner may request a postponement, and, if requested, a postponement shall be granted for a period of not more than 10 days." The former § 209.007(b), which permitted the hearing to be held before a board-appointed committee, was repealed by Acts 2021, 87th Leg., R.S., Ch. 951 (S.B. 1588), Sec. 22(2), eff. September 1, 2021.; p. 3: "An Owner may request a hearing before the Board within thirty (30) days of notice.".
  • Send and retain proof: Send any final letter by certified mail or another trackable method, retain the receipt, and keep a complete copy.
  • Request records: Ask the association for the governing documents, rules, account ledger, hearing procedures, enforcement records, and materials supporting the notice.

Download the sample files

How to send your letters

  1. Print and sign your letters, and fill in the bracketed details.
  2. Send them by certified mail with return receipt requested, and keep the receipt.
  3. Keep a copy of everything you send and receive, with dates.
  4. Mark your response deadline on a calendar and send before it passes.
  5. If you receive no response within 14 days, send a short follow-up referring to your original letters by date.

Evidence checklist

  • Take dated photographs of the disputed condition and its surroundings
  • Gather related notices, approvals, receipts, and HOA correspondence
  • dated photos of comparable violations at other properties.
  • the rule text itself (auto-attached from citation checks).

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